Because your business cannot afford to stand still.
What is Business Critical Illness Cover?
This type of cover provides a lump sum payment if someone insured is diagnosed with a qualifying critical illness such as cancer, heart attack, or stroke. It gives your business the financial breathing room to deal with the short-term disruption and plan for the future.
Whether the individual returns to work or not, this cover helps you manage the cost of temporary staff, recruitment, loan repayments or loss of income, so your business can stay on track.
Who needs it?
Business Critical Illness Cover is especially important if your company relies on a small number of key individuals whose skills, experience or relationships are hard to replace. This might include:
Founders and directors
Senior managers or specialists
Shareholders or partners
If their absence would have a direct impact on revenue or operations, this cover helps protect your long-term stability.
What does it cover?
The cover pays out a tax-free lump sum if the insured person is diagnosed with a condition listed in the policy and survives for a set period, usually 14 days. Policies can include a range of illnesses.
Policies can be tailored to your business structure and needs. We work with trusted insurers to offer comprehensive, flexible options that align with your goals.
Cancer
Heart attack
Stroke
Organ failure
Multiple sclerosis
Loss of limbs or vision
Let’s protect your business
Whether you are just starting out or running an established company, we will help you build a protection plan that supports your people and strengthens your future.
Speak to our team
Call 01202 788335
Email hello@sage-financial.co.uk
Why Sage Financial?
At Sage, we understand that business protection is about people. We take the time to understand your company inside and out, then help you build cover that is both practical and personal.
We provide clear advice, ongoing support, and access to insurers with proven claims records. Our goal is to protect your business with clarity, care, and confidence.