Because your business is only as healthy as the people behind it
Running a business takes everything you have. Time, energy, resilience. But even the strongest teams can be vulnerable to the unexpected. At Sage Financial, we help protect what matters most…your people.
Our business protection services are designed to keep your company stable and secure, no matter what comes your way. Whether you need to support a key team member through illness or safeguard your income during challenging times, we provide expert guidance and cover that fits your world.
What is Business Health Protection?
Think of it as a safety net. Business health protection helps you plan for the what-ifs. Serious illness, long-term absence, or the unexpected loss of a key person. With the right protection in place, your business has the financial support it needs to keep moving forward.
We offer clear, tailored solutions that provide peace of mind for business owners, shareholders, and employees. It is about protecting your people, your profits, and your long-term plans.
Shareholder and Partnership Protection
Ensures shares can be bought back if a partner or shareholder dies or is diagnosed with a critical illness. This allows the remaining owners to stay in control of the business.
Why it matters
• Prevents shares from passing to unintended parties
• Provides clarity during difficult times
• Protects your vision and control
Executive Income Protection
Provides a regular income if a director or employee is unable to work due to illness or injury. Paid by the business, this cover can include salary, dividends, and pension contributions.
Why it matters
• Maintains financial stability during recovery
• Adapts to different pay structures
• Supports recruitment and retention
Key Person Cover
Protects the business from the financial impact of losing someone critical to operations. This policy pays a lump sum to help manage loss of revenue or the cost of hiring a replacement.
Why it matters
• Keeps operations running smoothly
• Reassures lenders and investors
• Supports long-term continuity planning
Trusted by the UK’s Leading Providers
We work with a wide range of top-tier insurers across life, income protection, and private medical insurance — so you get advice that’s independent, tailored, and truly in your best interest.
Some of the providers we work with include: Vitality, Zurich, Royal London, Cirencester Friendly, Holloway Friendly, Guardian 1821, British Friendly, LV=, The Exeter, AXA Health, Bupa, and more.
Let’s protect your business
Whether you are just starting out or running an established company, we will help you build a protection plan that supports your people and strengthens your future.
Speak to our team
Call 01202 788335
Email hello@sage-financial.co.uk