Clarity. Security. Peace of Mind.
At Sage Financial, we believe that life insurance isn’t just about policies—it’s about people. It’s about protecting the ones you love, preparing for the unexpected, and building confidence in the future.
We work closely with individuals, families, and businesses to help them choose life cover that truly suits their needs.
Whether you're looking for simple protection or a more comprehensive plan, we’ll guide you every step of the way—without jargon, pressure, or confusion.
What is Life Insurance?
Life insurance is a policy that pays out either monthly or as a lump sum if you pass away during the term of your cover. It’s designed to support those left behind—whether that’s your partner, children, or other dependents—helping them cover the mortgage, bills, or other financial commitments.
You decide the level of cover you need, and how long you want the policy to last. If you pass away while your policy is active, your loved ones receive the agreed payment, tax-free.
Types of cover
-
A fixed payout amount for a fixed length of time—perfect for covering a mortgage or supporting family needs.
-
The payout reduces over time, often used to match a repayment mortgage.
-
Instead of a lump sum, this policy pays out a regular monthly income—offering stability during difficult times.
-
Coverage that lasts for your entire life, guaranteeing a payout whenever you pass away.
Let’s protect your future.
Book a free consultation
Not sure where to start? We’re here to help. Whether you’re protecting your business, your family, or your future, our advisors will guide you with clarity and care — no pressure, no jargon.