First time buyer mortgages

Buying your first home is a huge milestone, but figuring out your first mortgage can feel like a lot to take on.

At Sage Financial, we’re here to make the process feel simpler. From understanding how much you could borrow and what deposit you might need, to exploring mortgage options and taking you through your application, we’ll be there to guide you.

We’ll take the time to understand your circumstances, explain everything clearly and answer your questions without complicated jargon, so you can feel informed and supported from your first enquiry through to getting the keys to your new home.

Buying Your First Home


Your first mortgage doesn’t need to feel overwhelming.

Buying your first home is exciting, but there are naturally a lot of questions. How much can I borrow? How much deposit will I need? What will my monthly repayments look like? Where do I even start?

That’s where Sage Financial Solutions can help.

We’ll get to know your circumstances, income, deposit and future plans before explaining your mortgage options in straightforward language.

We can help you with:

✓ Understanding how much you may be able to borrow
✓ Working out your deposit requirements
✓ Obtaining a Mortgage Agreement in Principle
✓ Exploring suitable mortgage options
✓ Submitting your mortgage application
✓ Understanding the costs involved in buying a home
✓ Supporting you throughout the process

Still saving for your deposit?

You don’t need to be ready to make an offer before speaking to us.
If you’re planning ahead, we can help you understand what you may need so you can prepare with confidence.

Talk to us about your first mortgage

Your mortgage, made simpler.

  • Two people holding hands on a white table, with a ceramic mug nearby.

    1. Tell us about you

    Book a consultation and tell us about your circumstances, finances and what you’re hoping to achieve.

  • Living room with beige sofa, black armchair, blue ottoman, round coffee table with notebooks, a coffee mug, and a pen, dark wood flooring, and large windows.

    2. Understand your options

    We’ll explain the mortgage options available to you clearly, without unnecessary jargon.

  • Person signing legal or financial documents at a dark wooden table.

    3. Apply with confidence

    Once you’re happy to proceed, we’ll support you with your mortgage application and paperwork.

  • A man and a woman sitting at a desk in an office, discussing architectural plans. The office has a modern design with a large window and a sideboard with decorative vases.

    4. We’re with you along the way

    We’ll help keep things moving and be here to answer your questions throughout the process.

Got more mortgage questions?

FAQs

Not sure where to start?
We’re here to help.

Buying your first home is exciting, but there’s a lot to think about along the way. You don’t have to figure it all out alone.

Our friendly, experienced mortgage advisors are here to understand your circumstances, answer your questions and talk you through your options clearly, without pressure or complicated jargon.

Simply fill in the form below and choose a time that works for you. One of our friendly team will give you a call at your selected time for an informal, no obligation conversation about your first mortgage and the next steps towards buying your home.

No hard sell. No confusing terminology. Just straightforward, personal mortgage advice built around you.

Book your consultation today and take the first step towards owning your first home.

Why Sage Financial?

There’s plenty of mortgage information online. What’s harder to find is someone who will take the time to understand you.

At Sage Financial Solutions, we believe financial advice should feel personal, understandable and reassuring. We’ll explain your options clearly, answer your questions and help you make informed decisions without unnecessary jargon or pressure.